Financial Education Testing, Evaluation, and Program Insight Tools

High impact financial education doesn’t happen by accident – it’s built on programs that create real, measurable change. The most effective initiatives go beyond teaching facts; they track how learning transforms attitudes, behaviors, decision making systems, and ultimately real world financial outcomes. With structured financial education assessments, educators and organizations across the MENA region can confidently measure participant progress and showcase meaningful program results.

A powerful learner experience is just as essential. Successful programs are crafted with thoughtful preparation, delivered with professionalism, and supported with ongoing reinforcement that turns new knowledge into lasting behavior change. The NFEC equips MENA based educators with a full suite of customizable training resources – including preparation checklists, facilitation tools, outcome measurement systems, and reinforcement materials – all designed to help you deliver consistent, high quality financial education at scale.

Financial Literacy Evaluations & Tests

The true purpose of any financial education initiative is simple: create real change that lasts. Knowledge alone isn’t enough. To drive outcomes that follow learners far beyond the classroom, you need to understand progress from every angle – what people know, how they feel, how they behave, and the choices they make when it counts.

That’s where the NFEC’s assessment ecosystem steps in. Our comprehensive, audit ready measurement suite goes far beyond basic recall. Fully customizable and mapped to core competencies, these tools capture the full story of learner growth – giving you the evidence you need to show stakeholders that your program doesn’t just inform people; it transforms them.

With ten customizable assessments and hundreds of items in the full bank, you can measure sentiment, behaviors, systems, and long term outcomes with precision. These assessment banks include targeted measures across key dimensions, ensuring that you can demonstrate meaningful, measurable impact.

Behaviors

Observable actions that support their journey to becoming effective stewards of their finances.

Systems

The routines, tools, or structures they’ve developed to support their personal finance management.

Stage of Change

Their readiness and willingness to apply what they’ve learned.

Sentiment

Their feelings, confidence, and mindset toward applying what they learned in the lessons.

Learning Style Survey

Measure how learners prefer to receive, process, and engage with information.

Interest

Their level of engagement and motivation to learn the subject matter.

Content Knowledge

What learners understand about teaching personal finance topics. (Available with curriculum only.)

Support

The networks, resources, or people they access to help them succeed.

Actions

Specific steps learners take as a direct result of the training.

Outcomes

Real-world impact and measurable results stemming from their learning experience.

Case Study Report Template

A professional tool to document your program’s success and showcase outcomes to funders, employers, and community partners.

Certification Tour, Graduate Features, & Bonus Presentation Resources

  • CFEI® Tour: See how the program works and explore the journey step by step.

  • Graduate Features: Hear real stories from instructors making an impact.

  • Bonus Resources: Get exclusive teaching tools to elevate your financial education programs.

This is more than a course – it’s your opportunity to join a global network of educators committed to empowering individuals and communities with practical, life-changing financial skills.

By accessing the NFEC’s material, you agree to comply with the full terms.

Join Over 5,000 Enrolled CFEI® Champions Providing Others Qualified Financial Education

Certification Tour, Graduate Features, & Bonus Presentation Resources

  • CFEI® Tour: See how the program works and explore the journey step by step.

  • Graduate Features: Hear real stories from instructors making an impact.

  • Bonus Resources: Get exclusive teaching tools to elevate your financial education programs.

This is more than a course – it’s your opportunity to join a global network of educators committed to empowering individuals and communities with practical, life-changing financial skills.

By accessing the NFEC’s material, you agree to comply with the full terms.

Join Over 5,000 Enrolled CFEI® Champions Providing Others Qualified Financial Education

Tools to Enhance the User Experience

Running a high quality financial education program requires more than strong curriculum – it demands intentional preparation, professional facilitation, and consistent reinforcement that transforms learning into lasting behavior change. To support you in delivering a truly world class experience, we provide a comprehensive suite of resources that guide you from pre program planning through implementation and post program follow up.

These tools streamline preparation, promote consistency across facilitators and locations, and ensure that every session meets professional standards with clearly defined learning outcomes. All components are fully customizable to your organization’s brand and context – from registration workflows and facilitator checklists to outcome measurement systems and ongoing educational content – allowing you to deliver a seamless, professional learner experience.

This complete package enables you to focus on what matters most: creating meaningful learning environments that build knowledge, shift behaviors, and support participants in achieving long term financial well being.

Pre-programming

Preparation checklists, pre-participant surveys, registration workflows, and email templates to build anticipation and set the tone.

Implementation

Professional banners, event handouts, measurement tools, and facilitation checklists to ensure smooth, impactful delivery.

Post-programming

Recognition templates, outcome measurement systems, and ongoing education materials to reinforce learning and strengthen long-term outcomes.

Certification Tour, Graduate Features, & Bonus Presentation Resources

  • CFEI® Tour: See how the program works and explore the journey step by step.

  • Graduate Features: Hear real stories from instructors making an impact.

  • Bonus Resources: Get exclusive teaching tools to elevate your financial education programs.

This is more than a course – it’s your opportunity to join a global network of educators committed to empowering individuals and communities with practical, life-changing financial skills.

By accessing the NFEC’s material, you agree to comply with the full terms.

Join Over 5,000 Enrolled CFEI® Champions Providing Others Qualified Financial Education

Certification Tour, Graduate Features, & Bonus Presentation Resources

  • CFEI® Tour: See how the program works and explore the journey step by step.

  • Graduate Features: Hear real stories from instructors making an impact.

  • Bonus Resources: Get exclusive teaching tools to elevate your financial education programs.

This is more than a course – it’s your opportunity to join a global network of educators committed to empowering individuals and communities with practical, life-changing financial skills.

By accessing the NFEC’s material, you agree to comply with the full terms.

Join Over 5,000 Enrolled CFEI® Champions Providing Others Qualified Financial Education

Credible Financial Literacy Assessments in MENA

United Arab Emirates (UAE)

Visa / YouGov Financial Literacy Survey, 2024
United Arab Emirates

Key results:

  • 68% of respondents reported closely monitoring personal finances.
  • 67% set long-term financial goals.
  • 65% said they are knowledgeable about financial matters.
  • 50% wanted to improve knowledge of savings and investments.
  • 48% reported increasing bank balances during the previous 12 months. The survey included 677 UAE residents across Abu Dhabi, Dubai, and Sharjah.

United Arab Emirates (UAE)

Financial Savvy Starts Here: Current Status of Financial Literacy in UAE Schools, 2025
Peer-reviewed academic assessment

Key results:

  • Mean financial literacy score: 9.2/18 among students in Grades 6–12.
  • Significant differences by grade level and gender.
  • Teachers reported insufficient curricular integration and training for financial education.

Saudi Arabia

Financial Literacy Levels among Saudi Citizens Across Budgeting, Saving, Investment, Debt, and Insurance Dimensions, 2022
Peer-reviewed study, sample of 887 Saudi citizens

Key results:

  • High literacy in budgeting, debt management, and saving.
  • Moderate literacy in investment and insurance.
  • Authors recommended expanded financial education around long-term wealth building and risk management.

Egypt

Demand-Side Financial Inclusion Survey (with Financial Literacy Components), 2020–2021
Conducted by the Central Bank of Egypt in partnership with national statistical authorities

Key results:

  • Survey informed Egypt’s National Financial Inclusion Strategy.
  • Identified significant gender and rural access gaps in financial capability and usage.
  • Findings were used to shape targeted financial awareness interventions and youth financial education.

Israel

OECD/INFE Adult Financial Literacy Assessment (Israel participation in OECD work)
Israel / OECD comparative measurement

Key results:

  • Israel has participated in OECD financial competency benchmarking and related financial capability research.
  • Assessment areas include financial knowledge, behavior, attitudes, resilience, and long-term planning.

Qatar

Financial Literacy and Capability Research (Institutional / Programmatic Assessments)
Qatar

Key results:

  • Qatar has implemented financial literacy measurement through regulator and education-linked initiatives, though publicly available national benchmark reports remain limited compared with neighboring GCC countries.
  • Existing assessments emphasize savings behavior, budgeting, and consumer finance awareness.

Cross-Country Benchmark (Includes MENA Economies Where Participating)

OECD/INFE 2023 International Survey of Adult Financial Literacy
Global / comparative framework

Key results:

  • Measures financial knowledge, behavior, attitudes, financial inclusion, resilience, and digital financial literacy.
  • Provides internationally comparable methodology used by many MENA policymakers to establish financial literacy standards and measure outcomes.